Overview
Grants, loans, work-study and a team that answers the phone — the Office of Financial Aid helps you build a plan you can live with. Aid is available to students in a degree program enrolled at least half time. For professional and undergraduate programs, half time means at least six credit hours per trimester; our other graduate programs require at least five.
Call 877-408-6956 or email FinancialAid@logan.edu at any stage, including before you apply.
How To Apply
- 1Create your FSA ID. Your username and password sign you in to U.S. Department of Education systems and electronically sign federal documents. Each student needs their own, and you should never share it.
- 2File the FAFSA. Logan's federal school code is 004703. Professional, graduate and independent undergraduate students do not report parent information. Dependent undergraduates need a parent contributor with their own FSA ID.
- 3Complete your loan paperwork. Sign the Master Promissory Note and finish entrance counseling at studentaid.gov. Parents of dependent undergraduates apply separately for a Direct PLUS Loan.
Missouri residents should have a FAFSA on file by February 1, and no later than April 1, to be considered for most state aid.
Undergraduate Aid
- Federal grants — Pell and Supplemental Educational Opportunity grants, for students without an earned bachelor's degree
- Missouri state grants — awarded through the Missouri Department of Higher Education and Workforce Development
- Direct Subsidized Loans — need-based; the Department of Education pays interest while you are enrolled at least half time and through the six-month grace period
- Direct Unsubsidized Loans — available regardless of need; you are responsible for the interest, which may be paid while in school or accrued and then added to the principal balance
- Direct PLUS Loans — credit-based loans for parents of dependent undergraduates
- Private loans — credit-based, non-federal, from any lender you choose; compare options in FastChoice
- Veteran benefits — see Veterans
- Scholarships — see Scholarship Opportunities
Federal grants and loans usually carry better terms than private loans, so exhaust federal options first. See how a year's costs and aid add up in the 2025–2026 Estimated Undergraduate College Financing Plan (PDF).
Graduate Aid
- Direct Unsubsidized Loans — available regardless of financial need; interest may be paid while in school or accrued and then added to the principal balance
- Federal Work-Study — part-time campus jobs for students with financial need
- Out-of-state grants — Doctor of Chiropractic students from Arkansas, Oklahoma and North Carolina have previously received state grants; check with your state
- Veteran benefits — see Veterans
- Scholarships — see Scholarship Opportunities
- Private loans — credit-based, non-federal, from any lender you choose; compare options in FastChoice
Federal grants and loans usually carry better terms than private loans, so exhaust federal options first. See how a year's costs and aid add up in the 2025–2026 Estimated Graduate College Financing Plan (PDF), or in the 2025–2026 Estimated Professional College Financing Plan (PDF) for Doctor of Chiropractic students.
Loan Limits
Federal Direct Loan borrowing is capped each academic year and over your lifetime. Open the category that matches you.
Dependent Undergraduate Annual Limits
| Year | Total limit | Maximum subsidized |
|---|---|---|
| First year | $5,500 | $3,500 |
| Second year | $6,500 | $4,500 |
| Third year and beyond | $7,500 | $5,500 |
Dependent students whose parent is denied a Direct PLUS Loan may borrow at the independent limits below.
Independent Undergraduate Annual Limits
| Year | Total limit | Maximum subsidized |
|---|---|---|
| First year | $9,500 | $3,500 |
| Second year | $10,500 | $4,500 |
| Third year and beyond | $12,500 | $5,500 |
Undergraduate Aggregate Limits
| Student type | Aggregate limit | Maximum subsidized |
|---|---|---|
| Dependent undergraduate | $31,000 | $23,000 |
| Independent undergraduate | $57,500 | $23,000 |
Graduate and Professional Loan Limits
| Grade level | Academic year total | Max aggregate limit |
|---|---|---|
| MS/EdD | $20,500 | $100,000 |
| DC | $50,000 | $200,000 |
Enrollment and Student Loan Eligibility
Stay at least half time in degree-seeking coursework to keep your federal loan eligibility. Enrolled less than full time? Students who are less than full time will have their loan reduced accordingly based on federal loan limits.
| Program | Full time | Part time |
|---|---|---|
| Doctor of Chiropractic | 12+ credit hours | 6–11 credit hours |
| EdD and master's | 9+ credit hours | 5–8 credit hours |
| Undergraduate | 12+ credit hours | 6–11 credit hours |
Graduate and professional students are not eligible for subsidized loans. Doctor of Chiropractic and Physician Assistant students who reach the unsubsidized cap use Direct Grad PLUS to remaining cost of attendance. Borrowing rules are changing for loans first disbursed in 2026.
Student Financial Aid Portal
Your aid offer lives in the Student Financial Aid Portal. Log in to view and accept your aid offer, track outstanding documents and accept your aid: by selecting "Accept Financial Aid Offer" from the home page menu.
Budgeting Support
Our office built a student budget template to help you estimate your income and expenses. Pick a trimester, biweekly, monthly or yearly view from the drop-down, or mix them. Fill it in and bring it to an advisor if you want a second set of eyes.
Common Questions
When will I get my aid offer?
Who is my Financial Aid Advisor?
How do I get my credit balance refund?
Should I apply if my family isn't low income?
Is there a deadline for filing the FAFSA?
What does Cost of Attendance mean?
What is the difference between an interest rate and an origination fee?
What is the difference between Direct Subsidized and Direct Unsubsidized loans?
Is work study available?
What are my options for loan repayment?
Your Aid Team
| Name | Role |
|---|---|
| Kerry Hallahan | Director of Financial Aid |
| Laurel Miller | Associate Director of Financial Aid |
| Lindsay Goudy | Associate Director of Federal Reporting and Title IV Compliance |
| Rachel Murphy | Financial Aid Advisor |
| James Rollins | Senior Financial Aid Advisor |
Consumer Information
Required federal disclosures are collected on the Consumer Information page.
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